Welcome to Student Loans Guide
Get Student Loans With Bad Credit Article
. For a permanent link to this article, or to bookmark it for further reading, click here.
Tips For Student Loans
from:As a student you need to make sure that you getting the best possible return for student loans and are making the best possible choices. While it may seem that every company is telling you that they are doing the best for student loans and options, it is worthwhile sitting down and actually comparing information. Keep in mind that most graduates will have between $15,000 and $20,000 worth of debt for student loans when they graduate, so getting the best deal possible is well worth the effort.
Some important tips for student loans and loan selections include:
1. Get information in writing. When comparing information for student loans you need to have the facts, not just what you remember about the conversation with the loans officer. If you are applying for government loans the rates and amounts are clearly posted on the application paperwork, it may not be so clear with private lenders.
2. Some private schools will not be eligible for student loans from federal sources, so it is important to ask the school financial officer if you would qualify for a federal loan. In some colleges the school may have a preferred lender that is not the federal government, that doesn't mean you cannot get a government loan, but you may have to ask for the information.
3. Check to see what scholarships, grants or bursaries you may be eligible before applying for student loans. You may be surprised at the different organizations that offer thousands of dollars in scholarships that are never applied for. Once you have a student loan you may not be eligible for the scholarship so spend some time in the library and on the internet looking for options.
4. If you are using a private loan company, look for a company that offers more than just student loans. This is important in case you have to consolidate or take out a loan for another reason, you will already have a borrowing history with the company and it will be much easy to obtain another loan or consolidate your student loan.
5. Make sure that you are following your colleges or campuses student loan agreement. Avoid any type of lender that offers a loan that can help "get around the rules or regulations" by calling a student loan something else.
Doing some research and keeping an eye on student loans and programs is important. Try not to use a new loan company, stick with a company for student loans that has a proven track record and has been in business for a significant amount of time.
Get Student Loans With Bad Credit News
Winners and Losers 3 Years After Credit CARD Act - Fox Business
Winners and Losers 3 Years After Credit CARD Act Fox Business Banking industry representatives had warned before the credit card regulations were signed into law May 22, 2009, that the reforms would lead to higher interest rates for all users and that many people with bad credit would be shut out of the market ... |
As Student Loan Default Rates Rise, Is the Law School Bubble Bursting? - U.S. News & World Report (blog)
 USA TODAY | As Student Loan Default Rates Rise, Is the Law School Bubble Bursting? U.S. News & World Report (blog) As the exorbitant pay at Educational Credit Management indicates, she's not alone. As we've pointed out before, default rates have continued to rise in this bad economy; the fiscal year 2009 national student loan cohort default rate is 8.8 percent, ... Student Loan Bankruptcy: Not A Free Ride Will Student Loans Cause an Economic Armageddon? |
Student loans: Pay them off, or invest elsewhere? - Christian Science Monitor
 Christian Science Monitor | Student loans: Pay them off, or invest elsewhere? Christian Science Monitor Student loans at currently low interest rates should be paid off as quickly as possible, because there aren't many better investments out there. Student loans are question one in this week's mailbag. By Trent Hamm, Guest blogger / May 22, ... |
5 clever home features - KFVS
5 clever home features KFVS Credit cards aren't always bad possessions to have. There are certain perks associated with using credit cards as we make routine or irregular purchases. There's many available student debt repayment options and strategies, such as student loan ... |
Student Loans: Is There Really A Crisis? - TIME
 TIME | Student Loans: Is There Really A Crisis? TIME Students with $100000 debt loads are far from the norm. On May 13 the New York Times took a long look at student loans. The paper profiled a student who just graduated from Ohio Northern University, a private Methodist college, with $120000 in debt. Fool for Higher Education Mark Cuban Tackles America's Student Loan Bubble, Then Roots for It to Burst Graduating College With $120K In Student Loan Debt |